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Expert Talk on Financial Literacy – JSSPS SPARK

May 12, 2023 @ 10:30 am - 5:00 pm UTC+4

Promoting Prudent Financial Practices: Essential for Aspiring Entrepreneurs

A fascinating and educational seminar for Financial Literacy was conducted by the Entrepreneurship club- JSSPS SPARK. In this Expert Talk, Mr. Bhuvan Gupta, Founder of Client First Capital elaborated on Risk and Return, how money grows and many more contemporary topics. It was a novel initiative to upgrade the students’ skills and increase their capacity for learning and exploration.

Achieving financial literacy is akin to establishing a fruitful, lifelong relationship with money. It’s a continuous journey of learning that lays a robust foundation for your financial future. The sooner this journey commences, the better. After all, when it comes to finances, knowledge is the master key to success.

Financial literacy from an early age provides individuals with the crucial tools and resources needed for future financial stability. Especially for rising entrepreneurs, the importance of financial acumen cannot be understated. The absence of financial literacy often paves the way for numerous obstacles, such as the accumulation of unmanageable debt. This can be a result of imprudent spending decisions or a lack of long-term financial planning. Consequently, this could lead to unfavorable outcomes like poor credit scores, bankruptcy, or even housing foreclosure.

To illustrate the magic of financial growth, let’s consider an example. If your money expands at an annual rate of X%, it will double its value after approximately 72/X years. Though investing carries inherent risks, it’s essential to embrace these risks as a part of the journey. After all, risk and return are two sides of the same coin in the realm of finance.

One of the most effective ways to learn about investing is by spending time with experienced investors. They can provide insights into the world of finance, teaching you the tricks of the trade. Improving your personal finances requires learning and practicing a range of skills encompassing budgeting, debt management, understanding credit, and learning about various investment products.

The silver lining here is that it’s never too late to start fostering sound financial habits, irrespective of your current stage in life or financial situation. Cultivating financial literacy isn’t a sprint, but a marathon, and each step you take brings you closer to achieving financial security and independence.


May 12, 2023
10:30 am - 5:00 pm UTC+4
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